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What to do after a car accident in Corpus Christi

Eight things to handle in order, starting with the minutes right after the crash.

Reviewed and updated August 6, 2026

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Handle these eight things in order and you protect two things at once: your health and your claim. Miss one, and an insurer may use the gap against you weeks later.

1. Stop safely and turn on your hazards

If your car still runs, move it out of the travel lane onto a shoulder or a nearby lot. Turn your hazards on right away. Staying put in a live lane on SPID or the Crosstown risks a second crash on top of the first.

2. Decide 911 or the non-emergency line

Call 911 if anyone is hurt, a car can’t move, or the other driver wants to leave. For a small fender-bender with no injuries, CCPD’s non-emergency line at (361) 886-2600 gets an officer out without tying up the emergency line. Either way, get someone official to the scene.

3. Capture the scene while it’s still there

Take pictures of both cars from a few angles, the license plates, and anything around you that explains how it happened, like skid marks or a stop sign. Grab names and numbers for anyone who saw it. Debris gets swept and memories fade fast once everyone drives off.

4. Swap details with the other driver

Collect the other driver’s full name, cell number, home address, plate, and their insurance company and policy number. Write it down or photograph their insurance card directly. A phone typo here can stall your claim for days.

5. See a doctor before the day ends

Adrenaline masks pain, sometimes for a day or longer. Get checked the same day if you can, even if nothing feels wrong yet. That same-day record matters if symptoms show up tomorrow and an adjuster asks why you waited.

6. Notify your own insurer, not theirs

Most policies require you to report a crash to your own company fairly soon after it happens. Keep that call short and factual. Save the longer conversation about fault and damages for after you know how you’re doing physically.

7. Pick up your CR-3 once it’s filed

The officer’s paperwork, called a CR-3, becomes available a little while after the crash, not the same day. Our accident report guide walks through exactly where to get a copy for a Corpus Christi crash and what it costs.

8. Read anything twice before you sign it

Expect a call from the other side’s insurance company inside the first week, sometimes with a form to sign or a number to accept. Read every word before you agree to anything, and don’t rush just because someone on the phone sounds friendly. A car accident lawyer can look over paperwork before you sign, and knowing your filing window helps too — see the statute of limitations guide for how much time Texas gives you.

These eight steps aren’t complicated, but doing them in order gives your claim a much stronger foundation than trying to fix gaps later.

Common questions

Can I skip calling police for a small fender-bender?

You can call CCPD's non-emergency line instead of 911 if nobody is hurt and both cars can still drive. An officer or a report is still worth having, since insurers lean on that paperwork once your claim opens.

The other driver offered me cash on the spot. Should I take it?

Be careful. A cash deal skips the report and the medical records that back up a claim later, and injuries from a wreck don't always show up the same day. Get the details anyway in case the pain starts tomorrow.

The other driver's insurance company called me first. What do I say?

Keep it short. Give basic facts, decline a recorded statement, and tell them you're still being checked out. You're not obligated to give more than that on a first call.

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